As one of the country's top Managing General Underwriting companies, Elite provides consultants, brokers and third-party administrators with the wide array of options and product flexibility necessary to meet a buyer's needs. Elite has the ability to write Stop-Loss, Limited Benefit, Group Life, AD&D, Short-Term Disability, and Long-Term Disability. According to Russell Naylor, Elite's Chairman of the Board, "we strive to provide the highest level of service and are committed to excellence".

As a full-service, full-authority MGU Elite provides the following six key services on behalf of our issuing carriers:

1. Marketing
2. Underwriting/Binding Coverage
3. Policy Issuance
4. Premium Collection
5. Commission Payments
6. Claims Adjudication and Payments

We represent A and A+ rated insurance companies assuring high quality and financial stability, which is key in today's marketplace. Our partner carriers include: America Fidelity Assurance Company, Gerber Life, Reliance Standard Life Insurance Company, Monumental Life Insurance Company and HM Life Insurance Company.

Elite writes business in all 50 states and maintains a client base of over 500 companies. According to Mr. Naylor, "Our stop-loss book of business now exceeds $150 million, placing Elite in the top 10 of Stop-Loss Underwriters nationally."

In the Stop-Loss Market, Elite's focus is on groups of 150 lives and above, and is most competitive on Specific Deductible levels in excess of $75,000. However, in the Group Life, Mini-Med, STD and LTD markets Elite is competitive on employee groups of 10 lives and above.

Elite's business philosophy is about building long term relationships with both our carriers and our producers. Our experienced staff believes in providing the utmost quality service to all of our policyholders and producers.